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Mortgage Loan Processor / Closer • East Tawas

Mortgage Loan Processor/Closer for Huron Community Bank East Tawas 
 
Huron Community Bank is seeking a highly motivated individual to work in our central Loan Operations area to perform mortgage processing and closing duties for residential mortgages originated within our multiple branch banking system. 
 
Huron Community Bank is a local community bank; with six branches from AuGres to Lincoln with strong ties in our communities. We aim to be the best community bank in Michigan through our commitment to service excellence 
 
As a mortgage loan process/closer you will work closely with other mortgage lending staff to provide support and be responsible for: 
 
Inputting information from application documents. Producing customer disclosures and information in compliance with internal and external documentation regulations and guidelines. Resolving exception items as they are recognized. Requesting additional information as needed. 
Ordering documentation to support key elements necessary to a mortgage transaction. 
Developing and maintaining a solid understanding of all applicable Freddie Mac policies, procedures and regulations to ensure compliance of loans sold on the secondary market and performing transactions relating to the sale of loans to Freddie Mac. 
Developing and maintaining a working knowledge of Harland E3 software. 
Developing and maintaining a working knowledge of Freddie Mac online systems utilized for automated underwriting and loan delivery. 
Preparing HUD statements and all other applicable closing documents to ensure strict compliance with REG Z, RESPA, TIL, investor and internal guidelines. 
Coordinating closing schedules with borrowers, brokers and other third parties.  
Presenting closing documents to include borrowers, sellers and real estate professionals. 
Assuring accuracy and resolution of all title commitment requirements, tax pro-rations, payoffs and disbursements.  
Overseeing real estate construction financing and disbursement of funding draw schedules, collecting appropriate documentation to assure clear title. 
Adhering to all applicable internal operational and security procedures.  
 
Candidates must maintain a professional image and have excellent customer service, interpersonal and organizational skills. Candidates must exhibit the ability to maintain a high level of productivity while preserving high levels of quality. Excellent verbal and written communication skills are a necessity. Candidates must be detail oriented and have the ability to multi-task. Previous mortgage related experience preferred. 
 
At Huron Community Bank we offer an excellent compensation and benefit package including Medical, Dental and Vision as well as Long & Short term disability/ Life Insurance/ Tuition Reimbursement/ 401k Plan/ Paid Holidays/PTO 
 
Huron Community Bank is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Apply by calling fax 989-984-0704 or by emailing your resume to domeierl@bankhcb.com*.

*When communicating with HCB via E-mail, do not include sensitive, non-public personal information such as account numbers, social security numbers or other identifying information.

Huron Community Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

Huron Community Bank © 2014 • www.bankhcb.com
 
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