Home Equity Fixed Rate

A home equity loan is secured by your home and enables you to access your available equity if you are planning to make a large, one-time purchase, or if you prefer the stability of a loan with fixed monthly payments for a specific length of time. Offer limited to owner occupied residential property for a "first" mortgage, or only as a "second" mortgage if the customer has their first mortgage with Huron Community Bank. Rental property or spec home excluded.

Features & Benefits

  • Competitive low rates 
  • Borrow up to 80% or less of your homes value  
  • Quick approval 
  • Fixed rate and term 
  • Fixed monthly payments 
  • Get all of the money you need up front 
  • The interest you pay may be tax deductible 
  • Minimum loan amount is $10,000.

Home Equity Line Of Credit

A home equity line of credit, also known as a HELOC, is secured by your home and allows you to access the available equity you have in your home. With a HELOC, you can borrow as much or as little as you need, whenever you need it, up to the credit limit established at closing. As you repay your outstanding balance, the amount of available credit is replenished, which means you can borrow against it again, if needed, throughout your draw period. Offer limited to owner occupied residential property for a "first" mortgage, or only as a "second" mortgage if the customer has their first mortgage with Huron Community Bank. Rental property or spec home excluded.

Compare our rates and then stop into one of our convenient locations and apply today!

Features & Benefits

  • Competitive low rates
  • Quick approval
  • Borrow up to 80% or less of your homes value
  • A minimum threshold of $10,000 per loan
  • Interest only monthly payments
  • Ten year commitment/maturity
  • Requires Automatic payment from HCB checking account
  • Debit card access, with Free debit card (dollar limitations apply),
  • Access through an HCB Checking account, with FREE initial Check order

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Credit is subject to approval. Certain restrictions apply. Consult your tax advisor regarding tax deductibility.