Mastercard Debit Cards

Enhanced Debit Mastercard - Cardholder Benefits


  • Extended Warranty Insurance*
    Doubles the time period and duplicates the coverage of the original manufacturer's or U.S. store brand warranty on new products for a maximum of one year.
  • Price Protection*
    Guarantees you the best price on new products purchased with your Huron Community Bank debit Mastercard by providing a refund on the difference, if you find a lower price within 60 days of purchase.
  • Satisfaction Guarantee*
    Provides up to $250 per new product, if you become dissatisfied with their product within 60 days of purchase and the merchant will not accept a return.


  • Mastercard ID Theft Protection
    You will receive ID theft alerts, emergency wallet replacement, and expert resolution services.
    This is a free benefit for you to take advantage of!
  • Identity Theft Resolution – Assisted Restoration*
    If someone attempts to steal your identity, we provide the services you need to report and help resolve the incident.
  • Mastercard Global Service™
    Provides around-the-clock customer service for all of your account-related questions.
  • Mastercard Zero Liability**
    Protects you against unauthorized purchases on your card should your card be lost or stolen.

*Certain restrictions, terms, and conditions apply.
**Certain restrictions apply. Please see zero-liability.html for more details.

ATM Services

HCB offers the convenience of ATM Services at each of our branches.

Features & Benefits

  • 24/7 access to your funds
  • Access balance information
  • Transfer funds between accounts

*Use of non-HCB ATMs may result in ATM fees charged by HCB and the other financial institutions. Fees may be charged for overdrafts and other services.

Identity Theft Protection

Protect your personal and financial information with ID Theft Smart.

This credit monitoring service allows customers to identify inaccuracies in credit data being reported by creditors.  
ID Theft Smart also offers consumers early detection of potentially fraudulent activity in their credit file. In addition, consumers have access to trained credit specialists to answer any data questions over the phone on their monitoring report. The credit specialists act on the behalf of the consumer and can submit disputes to credit reporting agencies.  
ID Theft Smart's single bureau credit monitoring can save valuable time and the frustration that can follow! 
Enroll Today by downloading our Credit Monitoring Enrollment Form. Complete this form and return it to one of our friendly customer service representatives.

Features & Benefits

An alert is provided when any one of the following activities is reported: 

  • New account openings - a new account is opened using your personal identification.
  • Credit inquires - when someone inquires on your credit to open a credit card, installment loan, or mortgage.
  • Payment delinquencies - if a credit card or loan becomes past due.
  • Public record changes - on your personal information.
  • Change of address - someone tries to change your address.

Huron Community Bank will automatically charge your account for the IDTheftSmart Credit Monitoring Service. Your account will be charged $8.00 per month for each individual you enroll. You may cancel this service at any time.

LifeLock - Benefit Solutions

Identity Theft Protection

You Only Have One Identity. Protect It With The Best.

Information is moving faster than ever, and life has never flowed more quickly or been shared so broadly. We all conduct more and more of our personal business, like banking and shopping, on our computers and mobile devices. While the convenience is great, it also creates a greater risk for our personal information to be compromised.

Welcome to LifeLock. Welcome to security.

Count on an industry leader to provide the most comprehensive identity theft protection available.

  • DETECT– Go ahead, live free knowing LifeLock is searching over a trillion data points every day looking for potential threats to your identity.
  • ALERT– When LifeLock finds something suspicious, they will alert you through their patented LifeLock Identity Alert*
  • RESTORE–If you do become a victim, LifeLock's Certified Resolution Specialists will handle your case every step of the way. In fact, LifeLock will spend up to $1 million to hire the experts necessary to help restore your good name.**
Choose the Plan that's Right for You.

LifeLock StandardTM identity theft protection uses innovative monitoring technology and alert tools to help proactively safeguard your credit and finances.*

LifeLock AdvantageTM service provides enhanced identity theft protection including important notifications beyond financial and credit fraud.

LifeLock Ultimate PlusTM service provides peace of mind knowing you have the most comprehensive identity theft protection available. Enhanced services include bank account application and takeover alerts, online credit reports and credit scores.*

*Network does not cover all transactions and scope may vary.
**The benefits under the Service Guarantee are provided under a Master Insurance Policy underwritten by State National Insurance Company. As this is only a summary please see the actual policy for applicable terms and restrictions at

Safe Deposit Boxes

A safe deposit box at HCB is the perfect way to keep your valuables and important documents secure. Visit one of our convenient locations and open yours today!

Features & Benefits

  • Choose from several different box sizes & pricing
  • Discount available for automatic annual payment
  • Access your box during regular bank hours
  • Six convenient locations

The contents of Safe Deposit Boxes ARE NOT insured by the FDIC or by HCB. Please take the necessary precautions to insure your valuable documents and items adequately.